Rebuilding Your Credit After Bankruptcy
Bankruptcy Attorneys in Murrieta
One thing that discourages many people from pursuing bankruptcy is the fact that their credit reports will be adversely impacted. Yet, the reality is, bankruptcies are removed from credit reports after 7 to 10 years, and shortly after people have completed their bankruptcies, they can start rebuilding their credit by remaining responsible and maintaining a feasible budget.
Contrary to what people may think, there are several things you can do to rebuild your credit post-bankruptcy. The most important thing is creating a monthly budget that is affordable and practical. The second best thing is making a commitment to paying every bill on time as late payments have a negative impact on credit scores. A final thing you can do to rebuild your credit after bankruptcy is to maintain employment, which will ensure that you have stable income month-to-month.
How Our Firm Can Help
If you are thinking about filing for bankruptcy, it is important that you do not rush into making this decision without consulting with a Murrieta bankruptcy lawyer at our firm. For years, we have advised people on all matters related to bankruptcy and have provided dependable legal services to those who have decided to pursue bankruptcy in California.
When you set up your case evaluation with Singleton Smith Law Offices, you will have the chance to meet in person with a bankruptcy attorney that is insightful, professional and well-versed in this niche area of law. Additionally, you will receive much needed advocacy as you make tough financial decisions and start regaining your financial freedom. Our team of Murrieta bankruptcy attorneys is more than ready to help you file for Chapter 7 or Chapter 13.
Whether you would like to discuss how you can rebuild your credit after bankruptcy or would like to have the chance to ask questions about the bankruptcy process, you should contact a Murrieta bankruptcy attorney from our firm to set up your free case evaluation.