Murrieta Family Law Firm
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Bankruptcy Attorneys in Murrieta

Protecting Our Friends & Neighbors in Murrieta

Bankruptcy is a legal process that a person, organization, or municipality enters into when declared insolvent. In other words, when a person or entity can no longer afford to repay the debt owed to creditors because they lack enough revenue, the person or entity may file for bankruptcy.

Once a bankruptcy petition is filed with the U.S. Bankruptcy Court, the person or entity asserts impairment and inability to repay debts owed to creditors. A bankruptcy filing immediately halts all contact from creditors because of bankruptcy law stipulations.

Bankruptcy's Most Common Forms

There are numerous different types of bankruptcy that may be filed for in the United States, but the most common type is consumer bankruptcy. People who choose to file for consumer bankruptcy will have to choose between filing for Chapter 7 or Chapter 13.

Your decision between Chapter 7 and Chapter 13 bankruptcy will largely depend upon your present financial situation, outstanding debts, and ability to repay creditors. Bankruptcy is not necessarily the only option when facing a financial crisis, so it is important to consult with an experienced bankruptcy lawyer who can review your individual case.

Most people who decide to pursue bankruptcy are overwhelmed by debt and can no longer afford to make payments to their creditors. People may also choose to file for bankruptcy to remain in possession of their homes and to prevent foreclosure. A Murrieta bankruptcy lawyer from Singleton Smith Law Offices can sit down with you and assess your financial state and goals. After a thorough assessment, we will be able to advise on bankruptcy options that may be right for you.

Bankruptcy Attorney Serving Murrieta

If you are thinking about filing for bankruptcy in Murrieta, Temecula, or the surrounding areas, it is very important that you retain the services of a knowledgeable bankruptcy attorney. At Singleton Smith Law Offices, we have helped many clients successfully file for Chapter 7 or Chapter 13 bankruptcy. During these emotionally and financially challenging times, we believe that people need our litigators on their sides more than ever. An experienced bankruptcy lawyer from our firm will work with you to help you understand the bankruptcy process and to protect your best interests.

To learn how we can help you complete your Chapter 7 or Chapter 13 bankruptcy filing, contact a Murrieta bankruptcy attorney to set up a free initial consultation!

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