Murrieta Family Law Firm Temecula Divorce Attorney
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Inland Empire Bankruptcy Attorney

What is Bankruptcy & How is it Filed

Bankruptcy is a legal process that a person, organization, or municipality enters into when declared insolvent. In other words, when a person or entity can no longer afford to repay the debt owed to creditors because they lack enough revenue, the person or entity may file for bankruptcy.

Once a bankruptcy petition is filed with the U.S. Bankruptcy Court, the person or entity asserts impairment and inability to repay debts owed to creditors. A bankruptcy filing immediately halts all contact from creditors because of bankruptcy law stipulations.

File For Chapter 7 or 13 Bankruptcy in CA

There are numerous different types of bankruptcy that may be filed for in the United States, but the most common type is consumer bankruptcy. People who choose to file for consumer bankruptcy will have to choose between filing for Chapter 7 or Chapter 13.

Your decision between Chapter 7 and Chapter 13 bankruptcy will largely depend upon your present financial situation, outstanding debts, and ability to repay creditors. Bankruptcy is not necessarily the only option when facing a financial crisis, so it is important to consult with an experienced bankruptcy lawyer who can review your individual case.

Most people who decide to pursue bankruptcy are overwhelmed by debt and can no longer afford to make payments to their creditors. People may also choose to file for bankruptcy to remain in possession of their homes and to prevent foreclosure. A Murrieta bankruptcy lawyer from Singleton Smith Law Offices can sit down with you and assess your financial state and goals. After a thorough assessment, we will be able to advise on bankruptcy options that may be right for you.

Bankruptcy Attorney Serving Temecula & Surrounding Areas

If you are thinking about filing for bankruptcy in Murrieta, Temecula, or the surrounding areas, it is very important that you retain the services of a knowledgeable bankruptcy attorney. At Singleton Smith Law Offices, we have helped many clients successfully file for Chapter 7 or Chapter 13 bankruptcy. During these emotionally and financially challenging times, we believe that people need our litigators on their sides more than ever. An experienced bankruptcy lawyer from our firm will work with you to help you understand the bankruptcy process and to protect your best interests.

To learn how we can help you complete your Chapter 7 or Chapter 13 bankruptcy filing, contact a Murrieta bankruptcy attorney to set up a free initial consultation!

Testimonials

What Our Past Clients Are Saying
  • “Thank You So Much For Your Help!”

    Richard T. Menifee
  • “I feel like they are a part of my life after all the time we have spent together.”

    Elysia C.
  • “"Removed the Noise, Simplified the Process"”

    Lisa EASTVALE, CA
  • “I would recommend her to anyone needing a divorce attorney!”

    Isabelle N.
  • “Outstanding service”

    Paul O. Azusa, CA
  • “I greatly appreciated their honesty and upfront nature.”

    Kimberli G.
  • “I will and have recommended Singleton Smith Law Offices to everyone we know”

    Antonio S.
  • “She made me feel at ease knowing it would be handled correctly”

    Amber R.
  • “She has an outstanding reputation in the legal community which is well deserved and appreciated by her peers.”

    Former Client
  • “I would recommend Singleton-Smith Law Firm and attorney Brandy for anyone who needs honest and cost effective representation”

    James E.
  • “I would recommend Diane highly too all”

    Robert H.
  • “I would highly recommend Singleton Smith Law Offices to anyone who wants it done right the first time”

    Hank G.
  • “Exceptional Service!”

    Christopher H.
  • “Singleton Smith Law Office is absolutely the best!”

    Nicole D.
  • “Amazing people to work with!”

    Justin F.