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Sun City Bankruptcy lawyers

With the economy and job market in precarious situations, more and more Americans are finding themselves in tough financial spots. Bankruptcy is a form of debt relief that a debtor can consider in order to get a fresh financial start. It allows a debtor to discharge all eligible debt through liquidation or reorganization. A Sun City bankruptcy lawyers at Singleton Smith Law Offices can talk to you more about this option and whether it may be right for you.

Should you seek relief under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code? This is just one issue to consider if you are considering bankruptcy. To file under Chapter 7, you must pass the means test, which evaluates your income and your expenses to determine whether you have the "means" to pay creditors under a Chapter 13 repayment plan. There are qualification requirements for both forms of bankruptcy, and you must also consider the specific advantages that each may have to offer you now and in the future. By reviewing your financial situation and talking to you about the type of debt you are dealing with, what property you have that you would like to keep and your overall goals in this matter, a competent bankruptcy attorney at our offices can work with you to determine which chapter will work for you and why. If bankruptcy is not in your best interests, we will inform you of this fact as well. It is our primary objective to work out solutions that suit your needs.

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